<?xml version="1.0" encoding="utf-8" ?><rss version="2.0"><channel><title>MyLot Discussions About identity theft protection</title><link>http://www.mylot.com/w/keywords/identity+theft+protection.aspx</link><description>MyLot Discussions About identity theft protection</description><language>en-gb</language><item><title>Don't sign up for Netflix, FreeCreditReport, or ANYTHING until you read this!</title><link>http://www.mylot.com/w/discussions/1655178.aspx</link><description>If you've been considering signing up for FreeCreditReport, Blockbuster, Netflix, a book club, or anything similar, don't just sign up directly. Find someone to PAY YOU for signing up! Yes, it's true, you can sign up for services you want AND get paid for doing it. How? By signing up through a "freebie site". These are websites that make money by advertising multiple services all in one place. They in turn reward their members with cash or gifts for getting referrals. To accomplish this, many members of freebie sites will PAY people to sign up under them. Many people are doing this part time as a way to make extra income. It's all legal and backed up by the funding of major corporations such as Blockbuster, Netflix, eBay, and many others. 

These are just a few of the types of offers you can find at freebie sites: 

Movie rentals like Blockbuster or Netflix
Columbia House Movie or Music clubs
Book clubs
Weight loss pills
Credit reporting agencies
Cosmetics
Magazines
As Seen on TV products
Discount shopping clubs
VOIP phone services
Health and Beauty products
Webhosting
Identity Theft Protection Services
Coffee clubs like Gevalia or Boca Java
Educational Software 
Pet products
Home security systems

So the next time you're thinking of trying out a product or service of some kind, don't just sign up directly, connect up with a freebie site and you might make some money in the process.



</description><pubDate>Fri, 15 Aug 2008 22:43:59 GMT</pubDate><author>philjas</author></item><item><title>Identity Theft Companies - Can You Trust Them?</title><link>http://www.mylot.com/w/discussions/1128180.aspx</link><description>Identity theft and companies that offer protection against identity theft are both big business.

Identity theft hits 1 out 5 people; steals BILLIONS of dollars annually around the world; and it takes hundreds of hour work to try to straighten out and can affect your credit history, medical history, and give YOU a criminal record for many years afterward.

There are a lot of companies out there and many of them are good companies. Just be sure that the protection they are selling you is worth the fee. The best companies will monitor things for you and let you know if something is "fishy" AND they will do the legwork to get everything straightened out for you if your your identity is affected.

However, today, I heard about one of these companies whose founder and CEO appears to have been involved in identity theft himself, he has served jail time, and has run a "shady" credit repair company that was shut down by the federal government and he is BANNED from ever working in that area again.

The company's name is Lifelock and here is a link to the story - 

http://www.americanchronicle.com/articles/viewArticle.asp?articleID=28906

I am sure there are other identity theft companies out there that have similar problems. So, do a little checking before you sign up.

The author of the article recommends one service: MyTruston which charges 19.95 per month for "recovery" (which can take two - three years) and you maintain and monitor your own information.

Personally, my husband and I use a service called Identity Theft Shield which is backed by Kroll (this is a multinational company that recovers money for governments and investigates major corporations). They monitor both our credit files daily and provide full restoration services at no extra charge for credit, MVR, medical, social security, and character/criminal identity theft. They only charge $12.95 per month to monitor BOTH our identities.

I am sure there are other good services out there; but, I know I would not trust my monitoring and restoration to a company whose founder is more likely to steal my information than protect it; based on HIS personal history.</description><pubDate>Wed, 06 Jun 2007 11:29:48 GMT</pubDate><author>speakeasy</author></item><item><title>Prepaid Legal</title><link>http://www.mylot.com/w/discussions/991802.aspx</link><description>Anybody every heard of this, or does anyone have this, or into this king of buisness? If so what do you think of it? </description><pubDate>Sat, 14 Apr 2007 16:35:12 GMT</pubDate><author>bjpbunny</author></item><item><title>How often do you get your credit report?</title><link>http://www.mylot.com/w/discussions/1324905.aspx</link><description>My son just run a credit check on himself and we got a good laugh. 
We are still trying to figure out just how and where they get their information from. His first name is Anthony but they have stuff on his report under the name of Alyssa, Arnold, Alonzo, Althea, Aletha, and Aaron and the funny part is not any of the last names are even remotely like his. As you can see 3 of these names are female, not male, that alone should give them a clue...How often do you get your credit report? Does it have things on it that shouldn't be there? </description><pubDate>Thu, 08 Nov 2007 08:23:23 GMT</pubDate><author>Kowgirl</author></item><item><title>Need information on Prepaid Legal Services.. anyone do this???</title><link>http://www.mylot.com/w/discussions/739946.aspx</link><description>Please do not respond if you do not know.

I am wondering if anyone has any experience with those prepaid legal services places..
Are they worth it?
Do they really represent you in court on your legal matters or do they just refer you to places or give you advice?
are there any other fee's besides your monthy cost?

I am curious if they are really good and represent you when you need them.. it would be nice if so.. I dont want to start this service until I hear from people who have used them. so any information you can give would be appreciated.
Thank you.</description><pubDate>Thu, 08 Feb 2007 11:43:48 GMT</pubDate><author>jennifer611</author></item><item><title>Identity thieves are getting craftier by the minute.</title><link>http://www.mylot.com/w/discussions/1235075.aspx</link><description>Well, I've heard about it for so long on the news. I even work for a company that sells Identity Theft Protection, but I never thought that Identity Theft would strike my own home, or about what an Identity Thief would buy!!! My mother was the victim of Identity Theft a couple of weeks ago. She found out by looking on her NEW bank account online, someone had taken the information that she had never given out, and purchased a couple of items on the internet. Here's the kicker, the first thing the theif bought? Identity theft protection!!! I guess the person thought since it was so easy to get the information, he/she better protect themself before someone got to theirs too!!! Of course my mom went through the procedures to get these charges taken off her account, but new charges have been coming in periodically, what should she do? Identity theft protection wouldn't help in this case, because most companies, including the one I work for, only help in the case of someone opening new accounts in your name, they don't monitor anything that is already in existence when you sign up. Although she has a good bank, and they accept and process each fraud that comes in, they say the only thing she can do is get a new account number. Is there anything she can do short of that?</description><pubDate>Wed, 08 Aug 2007 11:31:12 GMT</pubDate><author>drknlvly6781</author></item><item><title>This is why I don't like buying stuff online...</title><link>http://www.mylot.com/w/discussions/1244365.aspx</link><description>I had to purchase my daughters school books online last week. The website where I purchased them asked for either credit card information or bank information.

Unfortunately, I don't have room on my credit card. I happened to have enough money in my bank account so I opted for the direct withdrawal option.

I have them my account information.

The books cost $309.00 and change.

Guess what.

They charged my bank account FOUR TIMES!!

I have had to send them an e-mail telling them of the situation and requesting that they correct it.

I hope it doesn't take to long, because I gotta pay my bills!

Do you purchase things online? 
Do you feel safe doing it?
Have you ever had a similar problem?</description><pubDate>Thu, 16 Aug 2007 08:00:22 GMT</pubDate><author>miamilady</author></item><item><title>Protection from Identity Theft</title><link>http://www.mylot.com/w/discussions/920158.aspx</link><description>All round the globe people are worried about Identity Theft. It has become necessity to protect your Identity from thieves. One mistake and you could land up in jail. For more information on How to protect your Identity visit here...
www.ProtectionFromIdentityTheft.info/</description><pubDate>Sun, 25 Mar 2007 07:49:23 GMT</pubDate><author>cashonline</author></item><item><title>have you ever had your identity stolen on the web</title><link>http://www.mylot.com/w/discussions/538345.aspx</link><description>I'm wondering how many people have had this happen to them, I thankfully have never had this happen, but i get very frightened that it will?

What can i do to protect myself better?</description><pubDate>Tue, 02 Jan 2007 15:14:01 GMT</pubDate><author>cassiej2005</author></item><item><title>I was robbed! Credit Card Style.</title><link>http://www.mylot.com/w/discussions/377020.aspx</link><description>Here is what happend. Someone charged around $50 to my credit card at pizza hut. I recognized this because I hardly ever eat at pizza hut... and it was in a restaraunt on the other side of town. 
So I check my wallet and make sure I still have the card...which I do.
I call get it canceled blah blah blah all is fine and dandy. (Minus the money is still charged to my credit card) So I want to know who did this. 
I call up Pizza Hut and explain to them what happend and asked for the number and address of the person that used my card. I asked how they could use my card without having it and found out that they can just call in with the numbers and order...although the delivery drivers are supposed to get a copy of the card to take back with them. 
They tell me they cannot give me this information due to privacy and that if they gave it to me they could get sued. 
What do you do mylot? I desperatly want to have words with the person that used my card so how should I go about doing it?</description><pubDate>Mon, 04 Dec 2006 21:41:11 GMT</pubDate><author>itsokrelax</author></item></channel></rss>