http://www.mylot.com/w/keywords/lenders.aspx MyLot Discussions About lenders en-gb http://www.mylot.com/w/discussions/1985181.aspx many ones know if you lend money to others , the money maybe not return from your friend. are you also lending money to your friend? Tue, 21 Apr 2009 18:11:44 GMT fwangaa http://www.mylot.com/w/discussions/1518159.aspx Here in Ohio, they finally passed a law capping the interest rates that these "payday loan" stores can charge. The new law says that the 391% per year interest is illegal now and caps it at 28%. The lenders are closing now because they say they can't afford to stay in business. I'm sorry for the jobs that will be lost but there are people here that borrowed $100 in an emergency and ended up paying nearly $1000 because they had to keep it revolving, couldn't quite come up with the whole amount when it was due. When I was young, I used pawn shops. They're still around, and a good resource for temporary loans if you have something valuable to pawn. Many people no longer have anything valuable, though. People are responsible for their own actions but when driven by desperation they will go to lenders like those that are closing their doors. The interest rate these people were charging kept people beholden to them with every-increasing fees. There's a lot of other facets to this story like the bad economy, financial ignorance and the like but I'm glad that they're closing. They were like legal loan sharks. Fri, 16 May 2008 07:59:05 GMT dragon54u http://www.mylot.com/w/discussions/2103744.aspx Think the housing industry has stabilized and mortgage lenders have started acting responsibly? Think congress has done anything to try and prevent what happened lat last year? Think Again!! Watch this video and come back and answer this: When the bubble bursts again (and it will), do we bail them out again? http://www.foxnews.com/video2/video08.html?maven_referralObject=6602373&maven_referralPlaylistId=&sRevUrl=http://www.foxnews.com/story/0,2933,530320,00.html Fri, 14 Aug 2009 12:05:03 GMT rodney850 http://www.mylot.com/w/discussions/1999631.aspx I've been contacted by several unscrupulous lenders who guarantee they WILL definately get me a loan, no matter what my circumstances are, but when I tell them I am self-employed, have no proof of my own income and have a not particularly good credit record they say they can't help me. If any of you know a good, decent, honest loan company (my bank won't loan to me, so don't bother suggesting that), please will you let me know, it needs to be a UK one. Thank you. (The loan will be used for: Buying a car, paying off bills and setting up my business) Tue, 05 May 2009 11:53:23 GMT dorypanda http://www.mylot.com/w/discussions/1803584.aspx Hello, I have several website providing you free but excellent guidance about Loan, Insurance, Fund, Mortgage, Credit or Lender and Credit Card. Would you visit and explore about my guidance and give me some suggestions? thank you very much. My website www.InsuranceQuotesProvider.com, www.LoanExpress.asia, www.FundSpot.asia, www.CreditGetWealth.com Thank you very much. Sat, 22 Nov 2008 09:08:36 GMT bizacquire http://www.mylot.com/w/discussions/1706528.aspx In the U.S., we are experiencing high numbers of home foreclosures. Many people are blaming the lenders and their financial advisors for allowing them to borrow the money for a house they couldn't really afford. While I feel like there are probably some shady business people, I also think that individuals should be smart enough to research the market and have an idea of what they can afford. I heard of one story where a girl who made $50K in a year bought a $450,000 house. She was suing for being led to believe she could afford that. But seriously...with some common sense, wouldn't you know you couldn't afford that much of a house with that salary? I'm not knocking people who truly just got hit by hard times on a house they could afford before. I'm just talking about people who have no clue in the first place. Wed, 17 Sep 2008 09:39:05 GMT stylioJ http://www.mylot.com/w/discussions/1567971.aspx As many Americans would know Foreclosures within the recent years have been as common as a raccoon raiding your garbage can. Lenders are now becoming hard to reach and hard to talk to because of the recent trend of foreclosures has made their systems swamped with calls requesting leniency. People now have a 1001 reasons to fall behind on their payments and only a few ways to save their hard earned homes from becoming bank owned. Due to this influx of Chaos, companies have arisen to "save your homes" advertising and often flocking around preforeclosed homes like vultures disguising themselves as the dove of Christ giving out salvation. They often say they have attorneys and negotiators and a special way of talking to the lender, but in truth their real edge is they have been talking with lenders for quite sometime now therefore have the benefit of experience and knowledge, which unfortunately for financially struggling families they charge an arm and a leg for such "services"What the average homeowner doesn't know is that they can actually negotiate and manage their back payments on their own. These people offering Foreclosure help were not born Foreclosure experts, they themselves underwent training that sometimes takes just a week and the rest is experience and repetition. Another edge is because they do this almost everyday they have found people inside lenders who can process their Request for Loan Modifications or Loan Negotiations with ease. Learning how to save your home from foreclosure is the most cost effective and easiest way to manage your Mortgage problems. For one you don't have to hire an attorney for it who would cost you anything from 1,500 to 5,000 dollars to give you their service which unfortunately also sometimes ends up as a scam because people are so desperate for help that they sometimes don't realize they are actually drinking sand rather than water. The only cost for this would be 20-45 mins a week to talk to your lender and 1 hour for us to teach you how to be effective and how to recover financially from this disaster that you have encountered in your otherwise peaceful life. DONT GIVE UP! YOU STILL HAVE THE CHANCE TO SAVE YOUR HOME...it all boils down to your determination and your character. If you want to learn how to save your home from Foreclosures without hiring somebody outside to do it for you yet become effective in doing it, just give me an email at niel_fha@yahoo.com by answering this Questionare. Who is your lender: How many months are you behind: Name of the person who made the loan: What was your monthly payment before you fell behind: Are you employed right now: How much is your monthly income: I will provide you with free advice and initial consultation to find the best way to save your home. I am a Foreclosure Negotiator who has been working with lenders for sometime now and a group of us has agreed to share our knowledge to you so you can avoid wasting money to outside companies. Be aware of your own Negotiation, Avoid going into foreclosure again, learn how to negotiate with lenders successfully and earn money from negotiating for others. I guarantee you after you have learned our system you will never need the help of these companies again, plus you would have saved thousands of dollars that you can use to reinstate yourself back into the loan or use for you own needs like your family and expenses. Email me now at niel_fha@yahoo.com and begin the first step to saving your home. Thu, 19 Jun 2008 07:52:43 GMT nielcdg http://www.mylot.com/w/discussions/1417552.aspx I saw a news segment that explains how so many people are getting their houses foreclosed on them and it is really worrisome. Here's how it works. 1) These people sell their title over to a place that claims they will help pay their mortgage. These titles are usually said to be sold for only a year. 2) These so called "mortgage helpers" will go behind the homeowners' backs and sell the title to a 3rd party. 3) The 3rd party will raise the rent high enough to where the homeowners won't be able to pay the rent. 4) The homeowners are giving an eviction notice and forced to move out. Now this is not fair, but unfortunately it's the way things are. Should the government step in and stop these scam companies? How should they go about doing it? Wed, 27 Feb 2008 01:25:02 GMT lancingboy http://www.mylot.com/w/discussions/1364781.aspx Hello Is there a place where we can call or write so that every time a real state agent key-in our property address he won't be able to see our property profile? We have a relative that is a real state agent and every time we have done a refinance or a loan on our property he ask us about it and we know it is because he had view our property profile, and I know that all real state agents do that with their costumers to send them notices to refinance. There has to be a way, If i find out something i will post it here on mylot to let every body know. Thanks Maurice www.irancrude.com Fri, 28 Dec 2007 16:25:01 GMT maurivildrose http://www.mylot.com/w/discussions/1312898.aspx I reckon the morgage interest rates are far too high, the money lenders seem to be raking in the money from the over worked average worker. What are the interest rates in your country? Do you think they are too high? what's your opinion? Wed, 24 Oct 2007 18:32:55 GMT jan135