http://www.mylot.com/w/keywords/prepaid+legal.aspx MyLot Discussions About prepaid legal en-gb http://www.mylot.com/w/discussions/1990487.aspx ordinary sales letter. This lady cared about hard working people like me and helping us earn a living on the internet. It was not even going to cost me any upfront money because my monthly commissions would pay for everything. I read everything on this website for 1 hour and believed every word she wrote because it was so simple. Nothing hidden, all the info was there in front of me. I had filled out the signup page and was ready to hit the submit button. Then it dawned on me, what the heck was I paying her $17 per month for? Seemed cheap price to pay since I was going to make way more than that!! Since I could not answer the question, I shut down the site. Have you ever read something so real you could actually see yourself doing this business in your mind? Then you come back to earth? What was your experience? [em]wink[/em] Sun, 26 Apr 2009 12:02:50 GMT sergeantrom http://www.mylot.com/w/discussions/697181.aspx Well let's talk about prepaid legal services. My mom bought an insurance policy through a company called Primerica. She purchased this policy 7 years before she passed away. Now when she bought this policy she also bought the extra service that went with it call prepaid legal. My mom paid $25.00 a month for this and paid it faithfully every month. The insurance was to pay for all of her final expenses, and for a attorney to handle all of her final arrangements. She had set it up so that myself and my brothers would not have to be concerned with any of it at the time of her death. Well She passed a couple years ago and we found out she had been scammed. Well partially scammed anyways. The insurance policy did pay off just as it was supposed to, but! The prepaid attorney refused to even get on the phone and talk with us. We ended up doing everything he was prepaid for 7 years to do. Since my mother had setup this service, we really had no idea what all needed to be done after her death. Like accounts that needed to be closed, accounts that needed to paid off, or anything else. When we would try to discuss it with her, she would always tell us not to worry about it, she had it took care of already. And all we needed to do was call this number she had on a card and notify them of her death. Well as I said the day came that she passed and we did as she to do. While we were at the funeral home we made the call to them and was told they would not be doing anything. The death insurance paid just as it was supposed to so we were able to give her the burial that she deserved. But because she had put all of her faith into the prepaid legal service, we ended up having to hunt down all of her accounts and other final arrangements. But that's not even what upset us as we were glad to do it for her. What upset us was the fact that we were told that she was dead and the company had no further obligations to her. Now my mother was not a rich woman by any means, but she did have a lot of things that had to be handled after her death. But the fact that they refused fulfill the obligations that they did have to her, wasn't even the worst part of it. That wouldn't come till the next month. I'm not sure how many are aware that once a person dies, the family can not close their bank accounts or even remove the money until all outstanding checks have been paid. And the social security office says to leave it open for a minimum of 3 months to insure they can retrieve any money paid to them after their death. Well following the bank and the social security's rules we did leave her account open. One day I go to retrieve her mail and there was a statement from the bank stating her account was over drawn. Now knowing that all of her checks had already cleared her account and all credit accounts were paid by the insurance on each of them, we could not figure out why her account was now over drawn. So we go to the bank and find out that Primerica was still taking $25.00 a month out of her account. When we called them to get it cleared up we were informed that they had all rights to continue taking the money, because they were not notified of her death. Which was a complete lie. As I said we had spoken with the person that was supposed to handle her final arrangements at the funeral home. And was told they would not be doing anything for her as she was dead and they had no obligation to us. Now a woman that prided herself in not ever being in debt was being bankrupted after her death by the company that was supposed to protect her interest. We had to pay back the bank the money they took plus all of the fees they charged for it being over drawn. SO BEWARE THAT PRIMERICA PREPAID LEGAL IS A SCAM!!!! The insurance is a good one to have as they did pay as they said. I'm not sure if any of you will find this information useful but I felt I should take a moment to warn everyone about the prepaid legal services offered by Primerica. If you have had any dealings with this company this is a good place to tell others about it as I will be adding links to this article everywhere I can. Wed, 31 Jan 2007 13:38:06 GMT BDnLacy http://www.mylot.com/w/discussions/1296424.aspx Recently someone asked me to sign up for a pre-paid legal service. As I understand it, you can call up a lawyer to handle a variety of legal problems including idenity theft and you only pay a small amount each month. They also cover wills and living wills...meaning you decide whether or not to stay hooked up to machines. Now I don't have any legal problems other than wanting to do a will and a living will but I do worry about idenity theft alot...especially since a few friends have been hit by it. I understand it's a real nightmare to have to deal with. I also know that lawyers are outrageously expensive even to just get advice from ($50.00-$100.00 for a consultation) so if I needed to call up a lawyer and ask him something, with this pre-paid legal I could. Anyways, I signed up for it...mostly to see how I'd like it. Would you have signed up for it? Do you think it's a good idea? Do you worry about Idenity Theft? **AT PEACE WITHIN** ~~STAND STRONG IN YOUR BELIEFS~~ Fri, 05 Oct 2007 10:32:06 GMT twoey68 http://www.mylot.com/w/discussions/1450726.aspx Identity theft is North America's fastest growing organized crime, about 12 million people in North America including Canada are victims of identity theft every year, Sin number,Credit cards,birth certificates, bank cards,even passports are stolen and copied by thieves, I have I am using http://www.prepaidlegal.com/hub/vafindlay to prevent this from happening to me, what are you doing to protect you? Thu, 27 Mar 2008 05:34:11 GMT VernFin http://www.mylot.com/w/discussions/21664.aspx I payed child <a href="http://www.itsupportjobdescription.com" alt="IT Support Job Description" target="_blank">support</a> to my exwife for over eleven years. My ex passed away four years ago and I have custody of my two children. The state where we were divorced in came back on me for over $27,000 of unpaid child <a href="http://www.itsupportjobdescription.com" alt="IT Support Job Description" target="_blank">support</a>. I paid it directly to my ex because when it was sent to the state she would not get it for months. I have spoke with the state and they say that since it was not sent to them first, they have no proof she recieved it. What can I do? I have spoke with several attorneys and they all want to charge me $10,000 to $20,000 to take the case. Tue, 29 Aug 2006 11:07:36 GMT cattlegard http://www.mylot.com/w/discussions/1328322.aspx Ok i recently had to get a lawyer for a situation. But I had to pay a big retainer fee. I was just wondering what others have paid for a lawyer and how much they got an hour. Mon, 12 Nov 2007 17:19:44 GMT beckyomg1 http://www.mylot.com/w/discussions/991802.aspx Anybody every heard of this, or does anyone have this, or into this king of buisness? If so what do you think of it? Sat, 14 Apr 2007 16:35:12 GMT bjpbunny http://www.mylot.com/w/discussions/1332972.aspx I am an associate of prepaid legal. I can sign people up to be associates or to just have the service. It is where you pay a monthly fee and you always have a lawyer available. They will answer your questions. Draft letters. File complaints. You name it, they will do it. And if they cannot do it, they will refer you to someone who can at a discount. It's really a great service and is becoming really popular. I highly recommend at least having the service even if you don't want to be an associate. Sun, 18 Nov 2007 00:29:32 GMT just2crazygirlz http://www.mylot.com/w/discussions/69742.aspx Is anyone else earning money online (other than mylot of course)?? If you are, share <a href="http://www.payoffyourmortgages.com" alt="Pay Off Your Mortgage" target="_blank">your</a> experiences with the rest of us. I've been earning online through surveys, completing free offers, playing a game, reading emails, etc. Those who are interested can PM me if you'd like. Tue, 10 Oct 2006 00:54:32 GMT Jshean20 http://www.mylot.com/w/discussions/50441.aspx Anyone work from home at an online <a href="http://www.massagetherapybusinesscards.net" alt="Massage Therapy Business Cards" target="_blank">business</a>? I have several affiliate sites etc. but do not seem to be doing much with some of them. Anyone have a really good solid opportunity out there? Tue, 26 Sep 2006 09:33:32 GMT mkiserkeyser