<?xml version="1.0" encoding="utf-8" ?><rss version="2.0"><channel><title>MyLot Discussions About smart spending</title><link>http://www.mylot.com/w/keywords/smart+spending.aspx</link><description>MyLot Discussions About smart spending</description><language>en-gb</language><item><title>Do you plan to live a more frugal life?</title><link>http://www.mylot.com/w/discussions/1864396.aspx</link><description>The economy isn't getting better in my community, and I'm sure you're seeing this in yours as well. In the past, living a frugal life seemed natural. I don't know why this has changed for this household, but it has. Now, I'd like to get back into the swing of things. I used to use a book called The Tightwad Gazette, but I'd like more resources than just that book (or find an updated version, if it exsits).

How do you live frugally? Do you have some suggestions for resources I can either purchase from a bookstore, or view online? </description><pubDate>Fri, 09 Jan 2009 07:08:59 GMT</pubDate><author>explorations</author></item><item><title>Smart Spenders</title><link>http://www.mylot.com/w/discussions/1142144.aspx</link><description>Its always easier to splurge at the mall then to increase the balance in your savings account.There are 5 smart spenders habits.
Those are:
1.Spend for joy.
2.Carry cash.
3.Act like millionaires
4.Thoughtful about money.
5.Make finances a family affair.

How about you?</description><pubDate>Wed, 13 Jun 2007 05:16:37 GMT</pubDate><author>abyks49</author></item><item><title>The credit card declined experience</title><link>http://www.mylot.com/w/discussions/859731.aspx</link><description>It didn't happen to me but it happened to a couple with a baby who were about to pay before me at a local hypermarket. The cashier swiped the card and it was declined. Another try produced the same result. The husband went off looking for an ATM and the wife, with a worried look, waited there with the baby.

I just look at her with a bit of smile to acknowledge the her predicament but the husband called to tell her that he could not withdraw money from the nearest ATM and had to go and look for another one. This time, the wife became apologetic and started to say sorry that I have to wait. The cashier picked up my stuffs and sent it to the nearest available cashier and I went on my way.

Have this happened to you? I could not imagine the feeling of being helpless. I guess that is the danger of over dependence on the credit cards. What do you think?</description><pubDate>Thu, 08 Mar 2007 10:19:33 GMT</pubDate><author>shakeroo</author></item></channel></rss>